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If you’ve ever stared at a sinking stock market and thought, “Maybe now isn’t the time to invest,” you’re not alone. Recessions have a way of shaking even the most…

Retiring early might sound like a dream—but it takes more than wishful thinking and a healthy 401(k) to make it sustainable. Whether your target date is 55 or even earlier,…

At some point, the question hits all of us: “When should I start planning for retirement?” It’s a fair question—and a critical one. Maybe you’re in your 20s, juggling student loans and…

On January 5, 2025, a major shift in Social Security policy became official. The Social Security Fairness Act—long discussed and debated—was finally enacted. And for millions of Americans, especially those…

If you’ve found yourself watching the markets lately with a tight chest and a growing sense of “Should I change my investment strategy?”—you’re not alone. Economic uncertainty, inflation, interest rate…

Saving money in 2025 feels a little different. Prices are higher, markets are unpredictable, and the idea of a comfortable retirement in Springfield can feel more like a moving target…

Imagine putting all your retirement savings into a single stock, only to watch it plummet overnight. That scenario may sound extreme, but too many investors unknowingly take similar risks. And…

You’ve worked hard for your retirement savings, and the last thing you want is to lose more than necessary to taxes. But too many retirees in Springfield unknowingly pay more than they…

Retirement planning isn’t something you want to get almost right. A small misstep today could mean years of financial stress down the road. And in 2025, with shifting economic conditions, new tax…

Retirement used to be a finish line set in stone—65, a pension, and a well-earned rest. But today? The path to retirement is anything but one-size-fits-all. While some people retire…